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Learn how one business saved this amount each month by cutting back on non-essentials. Your business can use these methods to decrease expenses, too. There's no escaping it: The economy is officially dismal. Many companies are being forced to increase sales and/or decrease costs in order to remain competitive or, in some cases, survive. That's why we decided to do ...

Have questions about planning for retirement? Our Money Mentors have some answers. They aren't financial pros. They're ordinary folks who, as retirees, manage their own finances. Their nest eggs, excluding their homes, vary from a couple hundred thousand dollars to $2 million. The one thing they have in common is experience as retirees — and the desire to share the lessons ...

During the worst economic crisis in a lifetime, the right financial decisions are crucial. BusinessWeek asked financial planners for some advice on what to do—or not to do—with your money in the New Year. As we bid farewell to a dreadful 2008, these "resolutions" may help keep your finances on the right track in 2009: h4. 1. Don't try to predict ...

From the blog post Looking for Great Deals for Your Office? Are you the person that purchases stationary and other items for your department? Do you feel that you could find better buys, not just by going to the different stores such as Staples or Grand & Toy, but online as well? There are some companies that, unfortunately, don’t allow for ...

Below, "Three Easy Ways to Cut Business Costs" then see the slideshow for 10 More Ways to Cut Business Costs Small business owners are always looking to cut expenses where they can. But in today's business climate, reducing outlays may be particularly important. In this column, Smart Answers shares several tips on how small companies can save on operating expenses. Do ...

Small changes to reduce expenses and improve profitability can help prevent more painful cuts later on. Here are 10 ways your company can trim costs without touching your core business, with links to in-depth articles on each technique. [page] h3. Reduce Energy Use Switch to compact fluorescent lighting to save electricity. Cut your heating bill with better insulation and windows. ...

Companies always want their employees to be frugal, and the cost of office supplies is one key expense that may be reduced. But how do you manage with less when your workload is up, thanks to company downsizing? Here are seven ways to get the most out of what you've got. h4. Shop Wisely Anticipating future needs can be quite cost-effective. ...

As we've sadly witnessed from events in recent years, disasters--be it hurricanes, earthquakes or wildfires--are an inevitable fact of life. And just as you might create a disaster plan to protect your house and your personal belongings, you should consider protecting your personal and financial information as well. Think of securing your personal information in the same way you think of ...

We get paid to go to work, but the actual act of getting ready, going to and actually being at work, costs us money. Here are some super simple and easy ways to save thousands of dollars on work-related expenses. * Keep in mind that we calculated the number of days and weeks as to a typical American work period of ...

Misinformation and myths plague the insurance industry. Many times consumers aren't sure how much insurance to purchase or if they have purchased the right kind to begin with. If you're one of the thousands of Americans that don't understand insurance and what it offers read this list of the top 5 insurance myths and the facts behind them." h4. 1.) Auto ...

Ever wonder how much money you can save by cutting your commuting costs? How about enough to pay for two trips to Ireland plus several major home improvements? As chief of marketing for the Maryland Transit Administration, Buddy Alves set out to see how much money he and his wife could save on their commute from the Baltimore suburbs to their ...

As the economy weakens and prices soar on everything from gas to groceries, Americans are looking for quick ways to cut their expenses and hold on to more cash. Fortunately there are plenty of ways to chop your spending without a lot of time or hassle. Some of these cuts will save you just a few dollars, while others can net ...

Memo to Americans: As a group, for every $1,000 we bring in after taxes, we are saving $7, according to the Commerce Department. Why bring this up? Because if you're anticipating an annual bonus this year, you should probably skip the cruise. Considering salary increases are barely keeping pace with inflation, no wonder white-collar workers are coveting those bonuses to help ...

If you want to spend less time worrying about your money, then it’s time to get your financial act together. These six strategies can help improve your financial situation and simplify your life at the same time. h4. 1. Put Your Savings on Autopilot If you haven’t maxed out your 401k or other retirement plan at work, add an extra $50 ...