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Yep, it’s that time of year. And rather than bore you with yet another Turkey Day post extolling the virtues of gewurztraminer or pinot noir, we’re going to tell it to you like it is. Are you ready? There is no perfect wine match for Thanksgiving meals. It’s something we as retailers have known for years (glorified in amusing detail by ...

Everyone has at least one frugal friend who always crows about how much money he saves by clipping coupons or frequenting discount stores. And while this friend’s behavior/bragging is a great reminder of how you should be more financially savvy — especially when the U.S. economy isn’t in the best shape — he may overlook some simple savings strategies that you’ve ...

Transitioning to a home-based job can solve many work/life balance issues facing your family. You'll be able to pick up your children from school and spend quality time with your family. But you must realize your schedule is not just about you and your work. Five years ago, Linda Horsley started a marketing and communications business from her home, which she ...

Of all the fringe benefits you’ll give up when you leave a job to start a business, company-sponsored health insurance may be the one you’ll remember with the most fondness. Even the high monthly premiums and hefty co-pays you may have gritted your teeth over will suddenly look like insurance nirvana when you’re confronted with the prospect of footing the entire ...

Budgeting isn't always easy - but it doesn't have to be impossible. And it's worth it. You'll live with less worry now, and endure less headache later on. Luckily, the Geezeo blog has come up with some basic money management strategies that are as simple as ABC. Follow their guidelines to squash your debt, start saving, and stop wasting money. ...

Q: I'm starting a business at home and have no one else working for me. Am I required by law to obtain an employer identification number (EIN) to begin with? What stipulations are required if I sell a service from home? Bobbie Thrift Hoboken, Georgia A: As a sole proprietor without employees, you're not required to get an EIN, but it's ...

During the worst economic crisis in a lifetime, the right financial decisions are crucial. BusinessWeek asked financial planners for some advice on what to do—or not to do—with your money in the New Year. As we bid farewell to a dreadful 2008, these "resolutions" may help keep your finances on the right track in 2009: h4. 1. Don't try to predict ...

From the blog post Looking for Great Deals for Your Office? Are you the person that purchases stationary and other items for your department? Do you feel that you could find better buys, not just by going to the different stores such as Staples or Grand & Toy, but online as well? There are some companies that, unfortunately, don’t allow for ...

Below, "Three Easy Ways to Cut Business Costs" then see the slideshow for 10 More Ways to Cut Business Costs Small business owners are always looking to cut expenses where they can. But in today's business climate, reducing outlays may be particularly important. In this column, Smart Answers shares several tips on how small companies can save on operating expenses. Do ...

Small changes to reduce expenses and improve profitability can help prevent more painful cuts later on. Here are 10 ways your company can trim costs without touching your core business, with links to in-depth articles on each technique. [page] h3. Reduce Energy Use Switch to compact fluorescent lighting to save electricity. Cut your heating bill with better insulation and windows. ...

Companies always want their employees to be frugal, and the cost of office supplies is one key expense that may be reduced. But how do you manage with less when your workload is up, thanks to company downsizing? Here are seven ways to get the most out of what you've got. h4. Shop Wisely Anticipating future needs can be quite cost-effective. ...

As we've sadly witnessed from events in recent years, disasters--be it hurricanes, earthquakes or wildfires--are an inevitable fact of life. And just as you might create a disaster plan to protect your house and your personal belongings, you should consider protecting your personal and financial information as well. Think of securing your personal information in the same way you think of ...

We get paid to go to work, but the actual act of getting ready, going to and actually being at work, costs us money. Here are some super simple and easy ways to save thousands of dollars on work-related expenses. * Keep in mind that we calculated the number of days and weeks as to a typical American work period of ...

Ripple effects of a dour economy are making this college application season as nerve-wracking for some admissions officers as it is for applicants. But for savvy families, there may be new opportunities. "A lot of schools are going to be concerned about meeting their requisite enrollment thresholds," says Barmak Nassirian of the American Association of College Registrars and Admissions Officers. "They ...

Baseball fans love to see what a big hitter might unleash at bat. Babe Ruth, the Great Bambino, won an astounding seven World Series rings with the Boston Red Sox and New York Yankees. He had a career slugging percentage of .690. The home-run race in 1998 between Mark McGwire and Sammy Sosa caught the attention of every kid with grass-stained ...

The current financial crisis has thrown terminology from the business pages onto the front page of newspapers, with jargon now abounding everywhere from the water cooler to the back of a taxi. Here is a guide to many of the business terms currently cropping up regularly, as well as some of the more exotic words coined to describe some of ...

Ever wonder how much money you can save by cutting your commuting costs? How about enough to pay for two trips to Ireland plus several major home improvements? As chief of marketing for the Maryland Transit Administration, Buddy Alves set out to see how much money he and his wife could save on their commute from the Baltimore suburbs to their ...

According to a study of college students at the Ernst & Young International Intern Leadership Conference in Orlando, Florida, 59 percent of these young leaders expect to be millionaires within their lifetime. What's more, 5 percent of them expect to hit the million-dollar mark while in their 20s. And the super-rich are a growing group. The top 0.1 percent of the ...

If you've just been laid off, your first questions probably involve unemployment insurance. How does it work? How much will you collect? Where do you sign up? The answers depend on where you live. Some unemployment insurance policies are set at the federal level, but states set most of the rules and run most of the programs, explains Rich Hobbie, executive ...

No one is immune from layoffs. Whether you're 22 or 52, odds are that sooner or later you will find yourself, often through no fault of your own, out of work. So it makes sense to plan ahead. Most financial advisers suggest saving the equivalent of six months' salary to tide you over if you lose your job. You will probably ...